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The Meaning of Pedestrian Signals in Georgia – OCGA 40-6-22

Last week in our blog series on Georgia’s rules of the road and negligence per se, we discussed statutes 40-6-21 and 40-6-23, both of which deal with traffic signals and what they mean for drivers. We also mentioned what those motorist-oriented signals mean for pedestrians when there are no pedestrian signals available. This week, we’ll […]

Proving Negligence After a Car Wreck in Georgia: All Drivers Must Obey Traffic Lights

What Constitutes Running a Red Light? Last week in our blog series on Georgia road statutes and negligence per se, we discussed statute 4-6-26, regarding illegally accessing closed roads. This week we’ll be discussing another scenario where drivers push past traffic control devices and put others at risk: running a red light. Negligence per se […]

What Red, Yellow, and Green Traffic Signals Mean in Georgia

Traffic Light Rules in Georgia Most people think they know what traffic signals mean. We learned about them in preschool, after all. Green means go, red means stop. The actual statutes laying out the meanings of traffic lights, however, are surprisingly involved.  That’s why we’re covering statutes 40-6-21 and 40-6-23 today, and discussing the responsibility […]

How Under-Insured Motorist Coverage Works in Georgia

What is Under-Insured Motorist Coverage? The following article is the last in a series of 9 articles that explain the different concepts involved in insurance policies as they relate to personal injury in automobile accidents. This article focuses on discussing underinsured motorist coverage in automotive insurance policies. Underinsured Motorist Coverage In typical automobile accidents, the […]

How Uninsured Motorist Coverage Works in Georgia

What is Uninsured Motorist Coverage? The following article is the eighth in a series of 9 articles that explains the different concepts involved in insurance policies as they relate to personal injury in automobile accidents. This article focuses on discussing uninsured motorist coverage in automotive insurance policies. Uninsured Motorist Coverage In typical automobile accidents, the […]

When You Can Sue a Car Insurance Company in Georgia

The following article is the seventh in a series of 9 articles that explain the different concepts involved in insurance policies as they relate to personal injury in automobile accidents. This article discusses filing suit against an insurance company directly without including the insurance policy holder in the lawsuit.   Direct Actions Against Insurance Companies […]

What Kinds of Injuries Does Commercial Insurance Cover?

The Difference Between Personal and Commercial Car Insurance in Georgia The following article is the sixth in a series of 9 articles that explain the different concepts involved in insurance policies as they relate to personal injury in automobile accidents.  This article focuses on explaining commercial general liability insurance policies. Commercial General Liability Insurance Commercial […]

What Happens When the Insurance Company WRONGLY Refuses To Pay?

How to Hold an Insurance Company Responsible for Trying to Take Advantage of You The following article is the fifth in a series of 9 articles that explain the different concepts involved in insurance policies as they relate to personal injury in automobile accidents.  This article focuses on explaining the term “bad faith” as it […]

Understanding Why an Insurance Company Rejected Your Claim

Why Did the Insurance Company Reject My Claim? The following article is the fourth in a series of 9 articles that explain the different concepts involved in insurance policies as they relate to personal injury in automobile accidents.  This article focuses on situations in which insurance companies may not provide coverage for specific types of […]

Your Car Insurance Must Protect You Even If You Cause an Accident

In Georgia, When Does Your Car Insurance Kick In After an Accident? This article focuses on explaining the obligations of insurance companies to defend and indemnify their policy holders. Duty to Defend Buying an insurance policy reduces your risks and protects you from being personally responsible for financial damages. In this series of articles, we […]

How to Tell How Much Car Insurance You Are Entitled To After a Car Accident

The following article is the second in a series of 9 articles that explain the different concepts involved in insurance policies as they relate to personal injury in automobile accidents.  This article focuses on explaining the declarations page in an insurance policy.   How to Read a Car Insurance Declarations Page The first page of […]

How Car Insurance Works in Georgia

We help young professionals in Georgia file insurance claims after a car accident or other serious injury.  If the insurance company refuses to pay, we file a lawsuit and take the insurance company to trial.  This guide will explain the basics of car insurance in Georgia.  It is divided into nine articles, and the full […]

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